The budget routine
Give your money a plan you can keep using.
Your budget shows what money is available. Your priorities help you decide what to fund next.
Two parts of one system
Get started once. Keep it working.
Set up the basic structure, then return to the routine whenever money arrives or the month changes.
Get started
Create the first plan.
Add accounts, brainstorm useful categories, and assign the money you have now.
Keep it working
Use the plan in real life.
Process spending, review the month, and improve the plan based on what actually happened.